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Residence permit without the right to work

A residence permit without the right to work (Autorización de residencia temporal no lucrativa) is the ideal option for those who can support themselves in Spain without needing to work or run a business in the country. This type of residence permit is suitable for financially independent individuals, pensioners or rentiers who wish to move to Spain for a peaceful life, to study or to relax, using their savings or passive income.
Assess the chances
  • Personal manager
    Your personal manager will accompany you every step of the way, monitoring all stages and resolving any issues that arise.
  • Preparation of documents
    We take care of the entire document preparation process, including checking them to eliminate errors and delays.
  • Case audit
    If your situation is complex, we will conduct a detailed audit and offer customised solutions to increase your chances of success.
Personal manager
Your personal manager will accompany you every step of the way, monitoring all stages and resolving any issues that arise.
Preparation of documents
We take care of the entire document preparation process, including checking them to eliminate errors and delays.
Case audit
If your situation is complex, we will conduct a detailed audit and offer customised solutions to increase your chances of success.
Who is it suitable for?
This residence permit is intended for non-EU nationals who:
Have a steady passive income (e.g. rental income from property, dividends, interest on savings) or sufficient savings.
Pensioners receiving a pension from abroad.
They do not plan to work or run a business in Spain.
They wish to reside in the country legally for more than 90 days and subsequently be able to extend their stay.
Key legislation
  • Law 4/2000 (Ley Orgánica 4/2000) on the rights and freedoms of foreign nationals in Spain.
    Regulations under the Act (Royal Decree 557/2011), Articles 45–51, which set out in detail the conditions for obtaining this authorisation.
Requirements
A key requirement is proof of financial solvency.
Financial means: You must prove that you have sufficient funds to cover your living expenses. The minimum amount is linked to the IPREM (Public Multi-Purpose Income Indicator).
For 2026:
Main applicant: 400% of the IPREM per year (€7,200 × 4 = €28,800). Each additional family member: 100% of the IPREM per year (€7,200 × 1 = €7,200).
Proof of funds may take the form of a bank statement or documents confirming passive income (such as a tenancy agreement or dividend statements).
Health insurance: Take out a private health insurance policy with comprehensive cover, with no excesses (sin copagos) and no waiting periods (sin carencias), valid for the whole year.
Medical certificate: Please provide a certificate confirming that you do not have any illnesses requiring quarantine.
No criminal convictions in Spain or in the countries of residence over the last 5 years.
Required documents
(main list)
National visa application form (to be completed in duplicate).
A valid passport (and a full copy).
Proof of financial standing (bank statements, proof of income).
Health insurance.
Certificate of good conduct (with an apostille and a certified translation).
Medical certificate (translated and certified).
Documents proving family ties (marriage certificates, birth certificates), if you are applying for a residence permit with your family.

Application procedure

The entire process takes place at the Spanish Consulate in your country.

  • Gathering documents:

    You are putting together a complete set of documents, including certificates, translations and financial statements.

  • Submission at the Consulate:

    Book an appointment and submit your documents in person at the Spanish Consulate.

  • Consideration:

    The processing time for the application is up to 3 months.

  • Obtaining a D visa:

    If your application is approved, the Consulate will issue a Type D visa in your passport. This visa entitles you to enter and stay in Spain for 90 days.

  • Applying for a TIE card:

    Once you have entered Spain, you must contact the police within 30 days to have your fingerprints taken and obtain a residence card (TIE).
    Important: This residence permit is issued for 1 year and can be renewed thereafter. After 5 years of residence, you can apply for a long-term residence permit.
Do you dream of living in sunny Spain?
Obtaining a non-lucrative residence permit is a great opportunity, but the documentation requirements are very strict. We will help you calculate the required amount correctly, prepare all the necessary documents and prepare for your interview at the Consulate, so that you can move to Spain without any unnecessary hassle.
What does the service include?
Suitable for most applicants. We provide full support throughout the entire process and see your application through to the granting of a residence permit.
  • Case assessment: Checking documents for compliance with Spanish immigration regulations.
  • Preparing the application: Compiling a complete set of documents for the consulate or immigration authorities.
  • Health insurance: Finding a competitive policy and taking out insurance with a Spanish company.
  • Medical certificate: Arranging for the issue of a standard-format medical certificate.
  • Certified translation: Official translation (2 pages included in the price).
  • Technical translation: Preparation of translations (3 pages included in the price).
  • Application process: Booking an appointment at the Consulate and obtaining access codes.
  • Completing forms: Preparing all forms, applications and receipts for the payment of fees.
  • Submission by a solicitor: Electronic submission of documents via the solicitor’s official portal.
  • Cost
    since €3770
    On behalf of the main applicant.
    No hidden fees.
    Get in Touch
  • Payment procedure
    First, we sign a contract.
    50%
    before the provision of services begins;
    50%
    on the day the documents are submitted
Not included and charged separately:
  • State fees and charges: Payable in the country where the application is submitted (medical certificates, certificates of good conduct).
  • Personal expenses: Private health insurance, tuition fees or the cost of drawing up a business plan (depending on the type of residence permit).
  • Important: All government fees within Spain are already included in the service fee.